Mortgage Broking, ACL & Credit Compliance
Alfred Hill & Partners advises mortgage brokers, credit representatives, ACL holders, aggregators and finance businesses on legal and compliance matters.
Mortgage broking and credit businesses operate in a regulated environment involving client obligations, disclosure, lender requirements, aggregator rules, responsible lending, commissions, conflicts and complaints.
We assist clients with compliance, disputes, documentation and regulatory issues affecting mortgage and finance businesses.
Our Core Areas
ACL Compliance
For Australian Credit Licence holders needing advice on credit obligations and compliance systems.
Credit Representative Arrangements
For businesses appointing, operating under or exiting credit representative structures.
Mortgage Broker Compliance
For brokers dealing with file standards, client communication, disclosure and compliance obligations.
Responsible Lending Issues
For credit businesses needing advice on assessment, verification and client suitability obligations.
Client Complaints
For brokers and finance businesses responding to client complaints or service disputes.
Referral Arrangements
For businesses using referral partners, lead sources or introducer arrangements.
Credit-Related AFCA Complaints
For clients or financial firms dealing with credit, lending or mortgage broking complaints.
